Start here
Account Based Pension Explained (Australia)
Clear guide to how an account based pension works in Australia, including tax, minimum drawdowns, transfer balance cap and Age Pension impact.
Read the guideIn this topic
Account Based Pension Explained (Australia)
Clear guide to how an account based pension works in Australia, including tax, minimum drawdowns, transfer balance cap and Age Pension impact.
Account Based Pension Minimum Drawdown Rates 2025–26
Account based pension minimum drawdown rates for 2025–26: 4% under 65, 5% at 65–74, 6% at 75–79 and up. Includes pro-rata rules and penalties.
Can You Add Money to an Account Based Pension?
Can you add money to an account based pension? Clear explanation of the rules, what happens to new contributions and practical options.
Account Based Pension vs Lump Sum: What’s the Difference?
Account based pension vs lump sum explained clearly. Compare tax, flexibility, longevity risk and when each option may make sense.
How an Account Based Pension Affects the Age Pension
How an account based pension is assessed under the Age Pension assets and income tests. Clear explanation of deeming and key rules.
TTR vs Account Based Pension: What Changes When You Retire?
TTR vs account based pension explained clearly. Compare tax, withdrawal limits and retirement phase rules in Australia.