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Account Based Pension Explained (Australia)
Clear guide to how an account based pension works in Australia, including tax, minimum drawdowns, transfer balance cap and Age Pension impact.
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Account Based Pension Minimum Drawdown Rates 2026–27
Account based pension minimum drawdown rates for 2026–27: 4% under 65, 5% at 65–74, 6% at 75–79 and up. Includes pro-rata rules and penalties.
Can You Add Money to an Account Based Pension?
Can you add money to an account based pension? Clear explanation of the rules, what happens to new contributions and practical options.
Account Based Pension vs Lump Sum: What’s the Difference?
Account based pension vs lump sum explained clearly. Compare tax, flexibility, longevity risk and when each option may make sense.
How an Account Based Pension Affects the Age Pension
See how an account based pension affects the Age Pension assets and income tests, including current deeming rates, withdrawals and grandfathered pensions.
TTR vs Account Based Pension: What Changes When You Retire?
TTR vs account based pension explained. Compare the 10% withdrawal cap, tax on earnings, transfer balance cap and what changes when you retire.