Running a self-managed super fund gives you control, but it also gives you responsibility. I help SMSF trustees make informed decisions about investment strategy, contributions, compliance, and when to transition into pension phase.
An SMSF can be a powerful wealth-building structure, but only if it is managed well. The compliance obligations are real, the investment decisions are yours, and the consequences of getting it wrong can be costly.
I work with SMSF trustees who want a sounding board — someone who understands the rules, can challenge their thinking on investment strategy, and helps them stay on the right side of the ATO. Whether you are setting up a new SMSF, reviewing an existing one, or approaching pension phase, I provide advice that is practical and specific to your fund.
My role is not to replace your accountant or auditor. It is to sit alongside them and focus on the strategic questions: Is your investment strategy still appropriate? Are you making the most of contribution opportunities? How should you structure the transition into retirement phase? These are the decisions that have the biggest long-term impact.
You have an SMSF but want independent advice on investment strategy, contributions, or whether your fund is still the right structure.
Thinking about setting up a self-managed fund and want to understand the costs, obligations, and whether it makes sense for your situation.
Your SMSF is nearing the point where you want to start drawing an income, and you need to set up the pension correctly.
Running an SMSF and want to make sure you're getting the most out of it? Let's talk through your fund.
Investment Strategy Review
Make sure your SMSF investment strategy is documented, appropriate for your stage of life, and actually being followed
Contribution Planning
Work out how much you can contribute using concessional and non-concessional caps, including carry-forward rules from previous years
Pension Phase Transition
Set up an account based pension inside your SMSF correctly so your investment earnings become tax-free in retirement
Transfer Balance Cap Management
Stay within the $2.0 million cap when moving to pension phase so you don’t trigger unexpected tax
SMSF vs Retail/Industry Fund
Get an honest assessment of whether your SMSF is still the right structure, or whether a retail or industry fund would serve you better
Estate Planning Within SMSF
Make sure your binding death benefit nominations and reversionary pension settings are correct so your super goes where you intend
Recontribution Strategies
Reduce the tax your family pays on your super when you die by increasing the tax-free component through recontributions
Alan helped us to figure out a good plan to achieve our financial goals. He listened and understood what we wanted and created a plan aligned to our values and risk appetite. He didn't push for any extras or try to sell us products or services. Very empathetic and understanding. Clear actionable advice, no nonsense.
Penny
Melbourne
Book a free 30-minute discovery call and we will review your fund together.
The information on this website is general in nature and does not take into account your personal objectives, financial situation, or needs. It should not be relied upon as personal financial advice. Before making any financial decisions, consider whether the information is appropriate for your circumstances and seek independent professional advice where necessary.