Free Calculator

Recontribution Strategy Calculator

Discover how a recontribution strategy can reduce death benefits tax by increasing the tax-free component of your superannuation

Reduce Tax Burden

Potentially save 17% death benefits tax for your beneficiaries

Increase Tax-Free Component

Convert taxable super to tax-free super through recontribution

Instant Calculations

Get immediate results with our advanced calculator

Important Disclaimer: This calculator provides estimates based on current tax rates and contribution caps. A recontribution strategy has risks including loss of insurance cover, potential Centrelink impacts, and market risk. These are estimates only. Please seek professional financial advice before implementing any strategy.

Recontribution Strategy Calculator

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How Does a Recontribution Strategy Work?

1

Withdraw from Super

Withdraw money from your superannuation (tax-free if you're over 60)

2

Re-Contribute as NCC

Re-contribute the same amount as a non-concessional contribution

3

Increase Tax-Free Component

Your tax-free component increases dollar-for-dollar, reducing future death benefits tax

Recontribution Strategy Calculator FAQ

Common questions about recontribution strategies and how our calculator can help you understand the potential benefits.

Ready to Explore Your Recontribution Strategy?

Use our recontribution strategy calculator above to see how this strategy could benefit your specific situation. Remember, this is a complex area of financial planning that requires careful consideration of your individual circumstances.

Important: These are estimates only. Please seek professional financial advice before implementing any recontribution strategy.

General Information Only

This calculator provides general information only and does not constitute personal financial advice. Results are estimates based on the inputs provided and current ATO rates. Your actual tax obligations may differ. Please consult a licensed financial adviser before making any financial decisions.

Have Questions About Recontributions?

Recontribution strategies involve complex superannuation rules and tax implications. If you'd like to discuss whether this applies to your situation, book a free call.