Free FinancialCalculators

Calculate your eligibility for government co-contributions of up to $500. See how much the ATO could add to your super based on your income and personal contributions.

Calculate your eligibility for the spouse super contribution tax offset of up to $540. See if your spouse's income and your contributions qualify for this valuable tax benefit.

Calculate your unused concessional contributions from previous years and see if you're eligible to make catch-up contributions. Find your personal cap for 2025/26 and estimate tax savings.

Calculate your pension payments, tax benefits, and preservation strategies for Australians aged 55+. Plan your gradual transition into retirement with confidence.

Calculate your property investment tax benefits, cash flow, and required capital growth. Estimate tax savings from negative gearing and determine if it's right for your investment strategy.

Calculate your FHSS benefits, eligible contributions, deemed earnings, and compare with saving outside super. Updated for 2025-26 with $50,000 lifetime cap.

Calculate potential death benefits tax savings by increasing your super's tax-free component. Discover how withdrawing and re-contributing super can benefit your beneficiaries.

Calculate your additional superannuation tax obligations under Division 293. Essential for high-income earners with combined income and super contributions over $250,000.

Division 296 tax applies from 1 July 2026 to super balances over $3 million. Estimate the extra 15%–25% tax on realised fund earnings with this free calculator.